grb - Just circling back, I got some USB drives yesterday and followed your suggested 9-step process above. It worked perfectly. I changed Chrome settings temporarily to download the file directly to my USB drive, to bypass anything getting onto my PC. (An added security step, in my mind. Maybe overkill, but it made me feel better) I downloaded both an unencrypted and encrypted file, just in case. (This drive will be kept in a very secure location, so I wasn’t too concerned about having an unencrypted file on it.)
When I was done, I changed the download settings back to where they originally were.
Thanks again