BW locks up on browser close, ignoring the setting

I have the setting Vault Timeout = Custom, 96 hours. Despite that, BW locks up whenever I close the browser (Chrome).

Hi there, for closing the browser, this is expected behavior

If you quit your browser, you will be logged out of both your web vault and browser extension.
more info here Vault Timeout Options | Bitwarden Help & Support

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For the record, it looks like this was incorrect answer. That very article says:

If you’re using a browser extension, you can bypass this by enabling the Unlock with PIN option and unchecking the Lock with master password on browser restart checkbox.

The latter checkbox is in the dialog that is setting the PIN, so if the pin is already specified, the user needs to uncheck and re-check the option “unlock with pin” in order to be able to also uncheck “Lock with master password on browser restart”