Allowing a user to overide the default folder chosen by Bitwarden would simplify downloading for:
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users who prefer all downloads - that is, not only those of Bitwarden - to go into a specific folder of their own choosing
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users who want Bitwarden downloads to go into a specific folder they have created for Bitwarden downloads only
Downloading would be simplified because a user would no longer need to navigate a tree of folders to arrive at the folder they want.